Educate Your Way To A Secure Financial Future

About The Advisor

muthu-April-13-683x1024Hello, my name is Muthu G. Mudaliar and I’m excited to be able to bring to my clients and potential clients the offering you see above. Through a special agreement with author Roccy DeFrancesco, he has allowed me to give away for free four different educational books in an e-format on this website.

When you have questions about the content of the books or when you are ready to take the proper steps to grow your wealth, please feel free to e-mail me directly at or give me a call at 732-277-5242 or 800-381-7913. Once received, I will contact you to schedule a time when we can talk by phone or in person about your situation.

Enjoy the books, and I look forward to hearing from you.

Printed Copy

If you would like a printed copy of the books on this site (excluding the HEMBG which is in e-format only), please contact me and at

About The Book Author

WHY FOR FREE? Mr. DeFrancesco is an attorney, but he’s really an educator at heart. He is most interested in making sure that the maximum amount of people read his books. His main company is an educational institute where he educates advisors on how to provide the best advice to clients.

He wrote his books primarily so advisors would have the best tools available to educate and motivate clients to take action to protect and grow their wealth. It is for this reason that he has allowed me to provide free downloads of four of his books.

I encourage you to click on the books listed above and read the summary for each so you can determine which book you should read first. My recommendation is that you start with Bad Advisors: How to Identify Them; How to Avoid Them (it will be quite an eye opener).

Financial Insight

For a full compliment of detailed financial educational material visit the site Retirement Solutions Expert.

Our firm is unique because we always put our client’s needs first. That may seem like an obvious statement, but as we’ve found out when reviewing several new client’s previous advice, many times the advice advisors give is what’s best for them and not their clients.

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Asset Protection

All clients should take steps to have their wealth protected from creditors. Unfortunately, most do not. Asset protection doesn’t have to be difficult or expensive. Learn how exposed your assets are to creditors and how to protect them.

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Retire Tax-Free

For many people, funding a tax-deferred 401(k) or IRA can be more tax-hostile than tax-favorable. Most people are unaware of a tax-free retirement tool that can be a much better retirement tool then tax-deferred plans.

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Guaranteed Income for Life

From 1999-2008 the S&P 500 stock index was negative (a lost decade). If you are interested in avoiding downturns in the stock market while receiving a guaranteed rate of return of up to 7% coupled with a guaranteed income for life that you can’t outlive, keep reading.

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Invest in your financial education today